Business finance by industry

Business finance, sector by sector

Funding needs vary from one industry to the next. These guides look at how companies in each sector borrow, the cash-flow pressures they face and the facilities that tend to fit.

Sectors

Funding guidance for the industries we serve.

Business finance for construction firmsSector

Business finance for construction firms

Why cash-flow timing is the defining funding challenge in construction — and the facilities that fit.

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Business finance for accountancy practicesSector

Business finance for accountancy practices

Accountancy practices face a mismatch between fees billed across the year and costs that land in salary runs every…

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Business finance for recruitment agenciesSector

Business finance for recruitment agencies

Recruitment agencies running a temp desk pay workers weekly while clients settle on 30-60 day terms — short-term…

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Business finance for veterinary practicesSector

Business finance for veterinary practices

Veterinary practices carry high equipment and drug-stock costs alongside a patient mix where emergency care is…

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Business finance for gyms and fitness studiosSector

Business finance for gyms and fitness studios

Gyms and fitness studios invest heavily in equipment and fit-out before members are signed and, unlike retail, cannot…

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Business finance for cleaning companiesSector

Business finance for cleaning companies

Cleaning companies win contracts that mobilise in days but don't pay for weeks — and absorb new workforces via TUPE on…

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Business finance for roofing companiesSector

Business finance for roofing companies

Roofing firms face high upfront material costs and seasonal demand patterns that make structured credit facilities a…

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Business finance for landscaping firmsSector

Business finance for landscaping firms

Landscaping and grounds maintenance firms frequently face seasonal revenue troughs alongside year-round staff and…

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Business finance for plant-hire firmsSector

Business finance for plant-hire firms

Plant-hire businesses are inherently asset-heavy operations where fleet size directly determines revenue capacity,…

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See all 221 sectors →

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.